Policy Check

Posts by Universal Life Insurance Check

What is COVID-19? Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment.  Older people, and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more.. More

Do Construction Workers Need Life Insurance? There’s no doubt about it, construction workers and laborers not only have some of the toughest jobs, but also some of the most dangerous. When it comes to life insurance for construction workers and laborers, we find that many of them are severely underinsured for the type of work.. More

Nurses are often underappreciated by society as a whole for the sacrificing they make well trying to help those in need. Nurses have a stressful and dangerous job. Nurses work with ill and injured people who are often facing life-threatening medical complications. Nurses also are working with sick or injured people who have contagious or otherwise-transferable.. More

What is a Long Term Care Rider? A Long Term Care (LTC) rider is a life insurance policy element that allows you to receive a portion of the death benefit while you are still alive if you meet certain circumstances. The death benefit can then be used to pay for long-term care expenses. This type.. More

How Does Universal Life Insurance Work? Universal life insurance for government employees is a type of permanent life insurance. It can protect you for the duration of your life, as long as the premiums are paid. Some forms of universal life insurance also offer a cash value component. The cash value can build up investment.. More

Married couples share nearly everything – from chores to leftovers. They also often share the responsibility of bringing home a paycheck for their family. In fact, nearly half of married-couple families were made up of two employed partners.  If your family depends on two paychecks to make ends meet, it’s important to make sure that.. More

Why should teachers get a universal life insurance policy?  There are many reasons that an education might find a universal life insurance contract to be the missing piece to their financial plan.  We will go through some of the reason below. Cost Effective Universal life insurance is more cost effective than other forms of permanent.. More

Universal life insurance could be a vital part of a financial plan for successful veterinarians. Not only does universal life insurance provide you and your family with a tax free death benefit in the event of your passing but there are more reasons to do your research to see if a universal life insurance policy.. More

If your current job makes you eligible to receive a pension when you retire – then life insurance could play a prominent role in how much income your pension will provide you. Most pensions work the same are structured the very similarly. Your pension will be broken down into different options when you retire. The.. More