Policy Check

Posts by Universal Life Insurance Check

Why Do Union Workers need Life Insurance? Life Insurance for union workers is necessary to protect your family in the worst-case scenario.  Every individual has their own unique primary reason he or she has life insurance on themselves but some of the most common reasons individual state they have life insurance are to leave an.. More

Why Do Mechanics Need Life Insurance? When looking at the demographics of the mechanic profession the numbers are skewed heavily towards males.  According to Zippia, 91.7% of all auto mechanics are men, while only 4.9% are women.  Therefore, the vast majority of mechanics are men.  In a traditional household, the male figure often responsible for.. More

What is COVID-19? Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment.  Older people, and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more.. More

Do Construction Workers Need Life Insurance? There’s no doubt about it, construction workers and laborers not only have some of the toughest jobs, but also some of the most dangerous. When it comes to life insurance for construction workers and laborers, we find that many of them are severely underinsured for the type of work.. More

Nurses are often underappreciated by society as a whole for the sacrificing they make well trying to help those in need. Nurses have a stressful and dangerous job. Nurses work with ill and injured people who are often facing life-threatening medical complications. Nurses also are working with sick or injured people who have contagious or otherwise-transferable.. More

What is a Long Term Care Rider? A Long Term Care (LTC) rider is a life insurance policy element that allows you to receive a portion of the death benefit while you are still alive if you meet certain circumstances. The death benefit can then be used to pay for long-term care expenses. This type.. More

How Does Universal Life Insurance Work? Universal life insurance for government employees is a type of permanent life insurance. It can protect you for the duration of your life, as long as the premiums are paid. Some forms of universal life insurance also offer a cash value component. The cash value can build up investment.. More

Married couples share nearly everything – from chores to leftovers. They also often share the responsibility of bringing home a paycheck for their family. In fact, nearly half of married-couple families were made up of two employed partners.  If your family depends on two paychecks to make ends meet, it’s important to make sure that.. More

Why should teachers get a universal life insurance policy?  There are many reasons that an education might find a universal life insurance contract to be the missing piece to their financial plan.  We will go through some of the reason below. Cost Effective Universal life insurance is more cost effective than other forms of permanent.. More