Policy Check

Posts by Universal Life Insurance Check

Over the course of the last 30 years or so, the interest rates credited to permanent life insurance policies for the most part have dropped. When the companies introduced their Universal Life Insurance policies in 1984, the interest rate was almost 12%; since that time, the current interest rate has dropped. Today the current rate.. More

There are three major factors that affect the performance of a life insurance policy:   The first is the interest rate return on the underlying investment that provides the cash value in the policy. In Universal Life (UL) and Whole Life (WL) policies, the investment account is an insurance company-directed investments. As you can see.. More